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Houston Down Payment Assistance Programs

Making Dreams of Owning a Home a Reality

Shaking Hands
30 Days Average Closing Time
Shaking Hands
30 Days
Average Closing Time

At Forge Home Consulting, we believe financial obstacles shouldn’t keep you from owning a home. Our goal is to guide buyers through Houston down payment assistance programs, making the path to homeownership easier and more attainable.

We assist anyone with a minimum credit score of 580 with finding the right down payment assistance program, and we have no income limit for applicants. These programs help remove financial barriers, giving you the opportunity to build long-term stability and wealth.

At Forge Home Consulting, we believe financial obstacles shouldn’t keep you from owning a home. Our goal is to guide buyers through Houston down payment assistance programs, making the path to homeownership easier and more attainable.

We assist anyone with a minimum credit score of 580 with finding the right down payment assistance program, and we have no income limit for applicants. These programs help remove financial barriers, giving you the opportunity to build long-term stability and wealth.

Ready To Become A Homeowner?

See If You Qualify Today

Minimum 580 Credit Score. No Income Limit

Please let us know your first name.
Please let us know your last name.
Please let us know your phone number. i.e. 123-456-7890
Please let us know your email address.
Please let us know your Monthly Household Income
Please Let Us Know Your Credit Score
Please let us know the size of your household.
Please let us know the price range you are looking to spend on a home.
Please let us know your desired city/cities where you would like to purchase.
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The Benefits of Down Payment Assistance

Down Payment Assistance (DPA) programs provide crucial financial aid to homebuyers, helping cover upfront expenses such as down payments and closing costs. By reducing or even eliminating these initial costs, DPA programs allow buyers to preserve their savings, build equity faster, and secure a stronger financial future.

Whether you're purchasing your first home or upgrading to a new one, these programs can make homeownership more affordable and within reach. With a minimum credit score of 580, eligible buyers of all income levels can benefit from these programs, helping them move closer to their dream home.

Spinning House Icon
Preserve Savings
Hands Holding A Bag of Money
Build Equity
Shaking Hands
Secure a Stable Financial Future

Houston Down Payment Assistance Programs

These programs preserve savings, build equity faster, and secure a stronger financial future, whether buying your first or next home.

TDHCA Logo

TDHCA Programs

Texas Department of Housing and Community Affairs

Helps eligible Texans access affordable housing with various loan and grant options for down payments and closing costs.

My First Texas Home

Offers first-time buyers and veterans 0% interest on down payment assistance and flexible mortgage terms.

My Choice Texas Home

Provides up to 5% in down payment and closing cost assistance for all buyers, not limited to first-timers.

TSAHC Programs

Texas State Affordable Housing Corporation. Offers down payment assistance and mortgage credit certificates, especially for low- to moderate-income Texans.

Home Sweet Texas Home Loan Program

Provides down payment assistance for low- to moderate-income homebuyers with flexible credit requirements.

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SETH Logo

SETH Programs

Southeast Texas Housing

Assists homebuyers with financial aid and housing education to help them afford their new homes.

5 Star Texas Advantage Program

Provides grants for down payment and closing costs with no repayment required to buyers who meet income and property eligibility criteria.

Chenoa Fund™

A nationwide program offering down payment assistance for low- to moderate-income homebuyers.

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Get A House With Flexible Credit

You don't need perfect credit

Down payment assistance programs don’t require perfect credit. You can qualify despite collections, late payments, or no credit history.

Alternative credit may be used

Alternative credit like utility bills, rental history, and insurance payments can help those with limited credit qualify.

Helping People Own Their Dream Home

At Forge Home Consulting, we make homeownership achievable by offering expert guidance and personalized solutions. We specialize in Houston down payment assistance programs to help reduce the financial barriers to owning a home. With our minimum credit score requirement of 580 and no income limit, we’re here to help buyers from all walks of life secure the financing they need. With our commitment to transparency, education, and long-term success, we’re here to help you every step of the way.

Franz was very knowledgeable not only about real estate but also about the specific type of home I was looking for. He was incredibly helpful throughout the entire home search process, but most importantly, he was always available and attentive to all my questions. Excellent service!

Franz was very knowledgeable about the different areas of Houston and the best homes. He quickly helped me find the exact type of home I was looking for. In less than seven days, I was able to work with Franz and make an offer on a home. Most importantly, he was always willing to make time to answer my questions and address any concerns. Excellent service!

Our realtor, Franz, was ambitious and eager to provide excellent service. He made our experience of buying our first home a lot less stressful. His ability to ensure a smooth transition made a world of difference. We truly appreciate his guidance and would highly recommend him and his team to any first-time homebuyers.

Franz is an easygoing and understanding professional. He helped my family purchase our first home and was there for us every step of the way. He regularly checked in to see if there was anything we needed, ensuring a smooth and supportive experience. I highly recommend Franz and look forward to working with him again in the future.

Franz was extremely knowledgeable and incredibly helpful throughout the process. As a first-time homebuyer, I wasn’t fully aware of how much I would need for a down payment. However, with Franz's expertise, I was able to connect with a great lender, find a reputable builder for a new home, and achieve my exact target for both my down payment and monthly payments.

If you think you can’t buy a home, I highly recommend reaching out to Franz to explore your options and create a game plan. He is excellent at qualifying buyers for DPA programs and finding homes where sellers can meet your needs. He is knowledgeable, communicative, and always available to assist. Thank you, Franz, for helping us get into our first home!

Franz is an absolute superstar! He takes the time to educate and provides plenty of space for me to make the best decision for my personal situation. He was always readily available to answer any questions and patiently guided me through every step of the process with professionalism and care.

    Where We Help People Forge Their Homes

    We at Forge Home Consulting are primarily based in Houston, though we’ve branched out to as much as the surrounding areas and other parts of Texas to help aspiring homeowners achieve their goals of owning a home.

    Forge Your Future Home With Us Today

    At Forge Home Consulting, we offer the support needed to help you achieve financial independence through homeownership.

    • We assist you throughout the entire process, from eligibility assessment to closing, ensuring you fully benefit from available opportunities and make a wise investment.
    • With our expertise in Houston down payment assistance programs, we’ll ensure you receive the assistance you need to get on track to owning your ideal home.

    Reach out to us today to find the best program for you!