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Austin Down Payment Assistance Programs

Making Dreams of Owning a Home a Reality

Shaking Hands
30 Days Average Closing Time
Shaking Hands
30 Days
Average Closing Time

At Forge Home Consulting, we want to help aspiring homeowners realize their dream home. We guide buyers through Austin down payment assistance programs, making the path to homeownership more accessible and achievable. If you have a minimum credit score of 580 and monthly income of at least $4,000, we can help you access programs that remove financial barriers and build long-term wealth.

At Forge Home Consulting, we believe financial obstacles shouldn’t keep you from owning a home. Our goal is to guide buyers through Houston down payment assistance programs, making the path to homeownership easier and more attainable.

We assist anyone with a minimum credit score of 580 with finding the right down payment assistance program, and we have no income limit for applicants. These programs help remove financial barriers, giving you the opportunity to build long-term stability and wealth.

Ready To Become A Homeowner?

See If You Qualify Today

Minimum 580 Credit Score. No Income Limit

Please let us know your first name.
Please let us know your last name.
Please let us know your phone number. i.e. 123-456-7890
Please let us know your email address.
Please let us know your Monthly Household Income
Please Let Us Know Your Credit Score
Please let us know the size of your household.
Please let us know the price range you are looking to spend on a home.
Please let us know your desired city/cities where you would like to purchase.
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The Benefits of Down Payment Assistance

Austin down payment assistance programs help homebuyers cover upfront costs like down payments and closing fees, which in turn preserves savings and builds equity faster.

Whether it’s your first home or an upgrade, these programs make ownership more attainable. Forge Home Consulting assists buyers with a minimum credit score of 580 and at least $4000 monthly income, guiding them toward their dream home.

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Preserve Savings
Hands Holding A Bag of Money
Build Equity
Shaking Hands
Secure a Stable Financial Future

Austin Down Payment Assistance Programs

These programs help preserve savings, accelerate equity growth, and create a more secure financial future for both first-time buyers and those purchasing their next home.

Each of these Austin programs helps buyers manage upfront costs and lays the groundwork for a brighter financial future through homeownership.

TDHCA Logo

TDHCA Programs

Texas Department of Housing and Community Affairs

Provides eligible Texans with loan and grant options for down payments and closing costs to access affordable housing.

My First Texas Home

Offers first-time buyers and veterans 0% interest on down payment assistance and flexible mortgage terms.

My Choice Texas Home

Provides up to 5% in down payment and closing cost assistance for all buyers, not limited to first-timers.

TSAHC Programs

Texas State Affordable Housing Corporation. Supports low- to moderate-income Texans with down payment assistance and mortgage credit certificates.

Home Sweet Texas Home Loan Program

Offers down payment assistance for low- to moderate-income homebuyers with flexible credit requirements.

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SETH Logo

SETH Programs

Southeast Texas Housing

Assists buyers with financial support and housing education to make homeownership more attainable.

5 Star Texas Advantage Program

Grants down payment and closing cost assistance with no repayment required for qualifying buyers.

Chenoa Fund™

Each of these Austin programs helps buyers manage upfront costs and lays the groundwork for a brighter financial future through homeownership.

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Get A House With Flexible Credit

You don't need perfect credit

Down payment assistance programs don’t require perfect credit. You can qualify despite collections, late payments, or no credit history.

Alternative credit may be used

Alternative credit like utility bills, rental history, and insurance payments can help those with limited credit qualify.

Life in the World Capital of Live Music

Austin, the self-proclaimed world capital of live music, blends a vibrant cultural scene with a thriving economy.

With an average home price of $580,000 and household income of $85,000, the city attracts diverse residents, from young professionals to growing families. Enjoy eclectic shopping and dining on South Congress and The Domain, or unwind outdoors at Lady Bird Lake and Zilker Park.

Success Starts with Smart Steps

At Forge Home Consulting, we help you take the first step toward owning a home with expert guidance on Austin down payment assistance programs. We help interested homebuyers with a minimum credit score of 580 and a monthly income of $4,000 or more, reduce financial burdens. We also provide the support and education needed to secure financing and confidently take the steps toward owning their dream home.

Franz was very knowledgeable not only about real estate but also about the specific type of home I was looking for. He was incredibly helpful throughout the entire home search process, but most importantly, he was always available and attentive to all my questions. Excellent service!

Franz was very knowledgeable about the different areas of Houston and the best homes. He quickly helped me find the exact type of home I was looking for. In less than seven days, I was able to work with Franz and make an offer on a home. Most importantly, he was always willing to make time to answer my questions and address any concerns. Excellent service!

Our realtor, Franz, was ambitious and eager to provide excellent service. He made our experience of buying our first home a lot less stressful. His ability to ensure a smooth transition made a world of difference. We truly appreciate his guidance and would highly recommend him and his team to any first-time homebuyers.

Franz is an easygoing and understanding professional. He helped my family purchase our first home and was there for us every step of the way. He regularly checked in to see if there was anything we needed, ensuring a smooth and supportive experience. I highly recommend Franz and look forward to working with him again in the future.

Franz was extremely knowledgeable and incredibly helpful throughout the process. As a first-time homebuyer, I wasn’t fully aware of how much I would need for a down payment. However, with Franz's expertise, I was able to connect with a great lender, find a reputable builder for a new home, and achieve my exact target for both my down payment and monthly payments.

If you think you can’t buy a home, I highly recommend reaching out to Franz to explore your options and create a game plan. He is excellent at qualifying buyers for DPA programs and finding homes where sellers can meet your needs. He is knowledgeable, communicative, and always available to assist. Thank you, Franz, for helping us get into our first home!

Franz is an absolute superstar! He takes the time to educate and provides plenty of space for me to make the best decision for my personal situation. He was always readily available to answer any questions and patiently guided me through every step of the process with professionalism and care.

    Where We Help People Forge Their Homes

    Based in Houston, Forge Home Consulting helps aspiring homeowners across Texas achieve their dreams. With our expertise in Austin down payment assistance programs, we guide buyers through every step, ensuring access to the right resources and support across communities across the Lone Star State.

    Forge Your Future Home With Us Today

    Forge Home Consulting provides the expertise and support needed to achieve financial independence through homeownership.

    From eligibility assessment to closing, we ensure you fully benefit from Austin down payment assistance programs and make a smart, secure investment in your future. Contact us today to find the best program for your homeownership goals.

    Reach out to us today to find the best program for you!

    The Forge Commitment

    At Forge Home Consulting, we empower aspiring homeowners with consultation and education, and do it with integrity, honesty, and honor. Our mission is to help you forge financial freedom through homeownership.