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Texas Down Payment Assistance

A Smarter Way to Own a Home

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30 Days Average Closing Time
Shaking Hands
30 Days
Average Closing Time

At Forge Home Consulting, we believe financial obstacles shouldn’t keep you from owning a home. Our goal is to guide buyers through Houston down payment assistance programs, making the path to homeownership easier and more attainable. These programs help remove financial barriers, giving you the opportunity to build long-term stability and wealth.

At Forge Home Consulting, we believe homeownership should be within reach for everyone, regardless of financial barriers. That’s why we provide expert guidance and innovative solutions, helping buyers leverage down payment assistance programs to secure their dream homes. 

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The Benefits of Down Payment Assistance

Down Payment Assistance (DPA) programs help homebuyers cover their upfront costs, making it easier to transition from renting to owning.
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Build Equity
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Secure a Stable Financial Future
Houston Down Payment Assistance Programs

Down Payment Assistance (DPA) programs provide crucial financial aid to homebuyers, helping cover upfront expenses such as down payments and closing costs. By reducing or even eliminating these initial costs, DPA programs allow buyers to preserve their savings, build equity faster, and secure a stronger financial future. Whether you're purchasing your first home or upgrading to a new one, these programs can make homeownership more affordable and within reach.

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TDHCA Programs

Texas Department of Housing and Community Affairs

TDHCA (Texas Department of Housing and Community Affairs) provides affordable homeownership solutions through grants, down payment assistance, and 30-year fixed-rate mortgage options.

My First Texas Home

This program supports veterans and first-time homebuyers by offering 0% interest loans and up to 5% assistance to cover down payments and closing costs.

My Choice Texas Home

Open to all qualifying homebuyers, this program provides a 30-year fixed-rate mortgage along with up to 5% assistance for down payments and closing costs.

TSAHC Programs

TSAHC (Texas State Affordable Housing Corporation) offers fixed-rate mortgage loans, tax credits, and down payment assistance to support low- and moderate-income families in achieving homeownership.

Home Sweet Texas Home Loan Program

A 30-year fixed-rate mortgage that includes up to 5% in assistance for down payments and closing costs, designed to help buyers in Houston and surrounding areas.

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SETH Programs

Southeast Texas Housing

SETH (Southeast Texas Housing) provides homebuyer education and financial assistance to make homeownership more affordable.

5 Star Texas Advantage Program

A grant-based program that offers down payment and closing cost assistance with no repayment required, available to buyers who meet income and property eligibility criteria.

Chenoa Fund™

A national down payment assistance program offering flexible financing options to help homebuyers secure affordable housing.for low- to moderate-income borrowers, helping more people afford a home with reduced upfront costs.

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Achieve Financial Freedom with
Houston Down Payment Assistance Programs

At Forge Home Consulting, we assist you throughout the entire process, from eligibility assessment to closing, ensuring you fully benefit from available opportunities and make a wise investment. With our expertise in Houston down payment assistance programs, we offer the support needed to help you achieve financial independence through homeownership. Reach out to us today to find the best program for you!

At Forge Home Consulting, we assist you throughout the entire process, from eligibility assessment to closing, ensuring you fully benefit from available opportunities and make a wise investment. With our expertise in Houston down payment assistance programs, we offer the support needed to help you achieve financial independence through homeownership. Reach out to us today to find the best program for you!

Why Work with Forge Home

Forge Home Consulting offers expert guidance, personalized support, and Zero Down solutions to help you navigate the path to homeownership

Franz was very knowledgeable not only about real estate but also about the specific type of home I was looking for. He was incredibly helpful throughout the entire home search process, but most importantly, he was always available and attentive to all my questions. Excellent service!

Franz was very knowledgeable about the different areas of Houston and the best homes. He quickly helped me find the exact type of home I was looking for. In less than seven days, I was able to work with Franz and make an offer on a home. Most importantly, he was always willing to make time to answer my questions and address any concerns. Excellent service!

Our realtor, Franz, was ambitious and eager to provide excellent service. He made our experience of buying our first home a lot less stressful. His ability to ensure a smooth transition made a world of difference. We truly appreciate his guidance and would highly recommend him and his team to any first-time homebuyers.

Franz is an easygoing and understanding professional. He helped my family purchase our first home and was there for us every step of the way. He regularly checked in to see if there was anything we needed, ensuring a smooth and supportive experience. I highly recommend Franz and look forward to working with him again in the future.

Franz was extremely knowledgeable and incredibly helpful throughout the process. As a first-time homebuyer, I wasn’t fully aware of how much I would need for a down payment. However, with Franz's expertise, I was able to connect with a great lender, find a reputable builder for a new home, and achieve my exact target for both my down payment and monthly payments.

If you think you can’t buy a home, I highly recommend reaching out to Franz to explore your options and create a game plan. He is excellent at qualifying buyers for DPA programs and finding homes where sellers can meet your needs. He is knowledgeable, communicative, and always available to assist. Thank you, Franz, for helping us get into our first home!

Franz is an absolute superstar! He takes the time to educate and provides plenty of space for me to make the best decision for my personal situation. He was always readily available to answer any questions and patiently guided me through every step of the process with professionalism and care.

    Where We Help You Find Home

    Forge Home Consulting proudly serves communities across Texas and beyond, helping aspiring homeowners turn dreams into reality with tailored guidance and Zero Down solutions.

    The Forge Commitment

    At Forge Home Consulting, we empower aspiring homeowners with consultation and education, and do it with integrity, honesty, and honor. Our mission is to help you forge financial freedom through homeownership.